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Securities offered through Concourse Financial Group Securities, Inc. (CFGS), Member FINRA/SIPC. Advisory services offered through Concourse Financial Group Advisors, a DBA for CFGS, a Registered Investment Advisor. PBI Financial Group is independent of CFGS.

Please be advised that Stephen Bacon presently holds series 7, 24, 63, and 65 licenses and is licensed to discuss with and/or sell financial services and/or investment products with residents of AZ, CA, CT, DC, FL, IA, IN, MA, MD, MI, NC, NH, NJ, NY, PA, RI, SC, TX, UT, VA and VT. For residents of other states, proper licenses and registrations must be obtained by Mr. Bacon before proceeding further. No parts of this communication should be construed as an offer to sell any security or provide investment recommendations. Mutual funds, annuities, stocks and other securities offered through Concourse Financial Group Securities, Inc. will fluctuate in value and are subject to investment risk including possible loss of principal.

For a copy of CFGS’s Form CRS please visit: https://www.concoursefinancial.com/investor-disclosures

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